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Merchant Services

As an informational tool to existing merchants or business owners considering offering merchant services, click on this link to review rules, regulations, fraud prevention and mandatory compliance issues. This very important resource is for all businesses that process credit cards, whether the credit card is present or not. The website is for all companies including brick & mortar, phone, web sales and service industries.

Attract more customers, increase sales and collect revenues promptly, plus enjoy Bank of Marin's legendary services.

Included here is a general overview of the services available. To discuss merchant services in more detail, contact Brian Carlson via email at briancarlson@bankofmarin.com or by telephone at 415-763-4527.

Reminder: Standard E-Mail is not encrypted and should not be considered a secure alternative when sending sensitive personal information.

Merchant Credit Card Program
Accept all major credit cards including Visa, MasterCard, American Express, Discover, Diners Club/CarteBlanche and JCB cards.

Merchant Credit Card Processing
Use your existing terminal or PC, or purchase new equipment from us, to electronically capture all credit card transactions.

Use the same terminal or PC to deposit funds from all credit card transactions into your Bank of Marin business checking account.

Merchant Fees
There is a low monthly maintenance fee, variable discount fee, and transaction charge based on type of credit card and processing procedures. There are no additional annual fees, merchant statement fees, or customer service fees.

Ongoing Service
Our in-house specialist can assist you in selecting the appropriate equipment for your business or reprogramming your existing terminal. Plus a help desk is available 24 hours a day, 7 days a week.

Activity Reports
A variety of terminals can be used with printers to produce a printed receipt for cardholder signature as well as produce reports showing transaction detail and grand totals. Subtotals by card type and transaction type (such as purchases, credits and voids) are also provided.

Restaurant Applications
Special applications allow restaurants to adjust an approved/captured transaction for the tip amount. The batch report shows total credit card sales and total tip amounts per server.

Business Profitability
Electronic draft capture (EDC) provides timely and accurate processing of your transactions. It also reduces credit and fraud losses due to real time authorization, accurate transaction data, and timely clearing of items.

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