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Bank of Marin offers a special line of credit designed for those who want to make sure they always have enough money on deposit to cover any check they write. Here are some of the benefits.
- A Pre-Approved Credit Line. This eliminates embarrassment if you make an error in your check book or forget to make a deposit. This pre-approved credit line automatically makes a deposit to your account to cover any overdraft up to the amount of your available credit.
- Flexible repayment terms. A minimum payment, based upon your outstanding balance, is automatically charged to your account each month. If you prefer, you can pay your outstanding balance in full at any time.
- Easy to use. This service is all done automatically. Whenever a check overdraws your account we make a deposit from your credit line to cover the overdraft and send you a notice to let you know what we did.
- Confidential. Your account balance is always held in strictest confidence. Only you receive notice of any funds transferred to your account.
How to Open Your Account
Please stop by or call the branch office near you. A list of branch locations is available at Branch & ATM Locations.
How to Use Your Overdraft Protection Account
Use your checking account as you would normally. If there isn't enough money to cover the checks you have written we will automatically make a deposit to cover any overdraft up to the amount of your available credit.
Approved Credit Line
Once your credit line is set up you can use it at any time. Your credit line will be reviewed annually and may be increased, decreased or discontinued based upon your usage, repayment and credit history.
Account Information
Your monthly statement will show all overdraft protection activity including any outstanding balance.
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