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President’s Corner

Banking with a Steady Hand

We are all adapting to life amid the pandemic and Bank of Marin is operating business as usual. Our loan portfolio and balance sheet remain strong, and our markets, while impacted by the pandemic, are showing great resilience. With expertise acquired through more than 30 years of managing through various cycles, we are effectively executing for our customers and communities.

Our exposure to the industries most affected by the pandemic is relatively small, and among businesses initially impacted, most have adjusted to this new climate and are finding ways to get back to work. We have successfully helped almost two thousand companies obtain funding through the SBA Paycheck Protection Program, and we look forward to helping them obtain forgiveness for their PPP loans.

As students returned to school this past fall, the Bank made contributions totaling $360,000 in Marin, Napa and Sonoma counties as well as in the City of Alameda to ensure equitable access to remote learning resources for under served students.

While there is no clear end to the pandemic yet, we are confident that our guiding principles of relationship banking, disciplined fundamentals and community commitment will enable us to deliver steady, consistent results and position the Bank for growth alongside our customers in 2021.