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President’s Corner

For A Record-Breaking Performance, Balance is Key

Our record-breaking results in 2018 are a testament to our consistent execution of disciplined fundamentals across all areas of the Bank. Balance is the key to our tremendous success.

Lending activities continue to grow safely across our footprint in the Marin, Sonoma, Napa, East Bay and San Francisco commercial banking markets. This success is built from the strong relationships we have with our clients.  Our deposits also continue to grow, which is a true indication of the strength of our relationship-banking model.

We added key people and expanded our presence in growth markets in 2018. Our primary focus for 2019 will be leveraging our talent to drive organic growth and further enhance our profile and reputation across the Bay Area.

I think investors and business owners would be wise to take a cautiously optimistic view in 2019. The dynamic and protracted economic expansion that the San Francisco Bay Area has been experiencing cannot last forever. It is imperative that Bank of Marin, in particular, maintain discipline in the way we operate.

This is how we do business. Thanks to our balanced approach, we are structured to manage through changing cycles. With a low cost and stable deposit base, solid opportunities for loan growth, and our unwavering commitment to relationship banking, we are well-positioned to carry our successful performance into 2019.