Business Tools & Account Services

Pay bills quickly and securely from your business checking account.

Key Features:

• Pay any company or individual in the U.S.
• Schedule, view, or cancel payments
• Receive and view eligible bills electronically
• Email alerts to help manage payments

Protect your business from unplanned overdrafts with automatic transfer options.

Deficit Funds Transfer:

Automatically transfers available funds from a linked Bank of Marin deposit account, such as a savings account, to help cover overdrafts.

How overdraft services work:

• May cover checks, ACH, and certain recurring payments when funds are not available
• Everyday debit card and ATM transactions are generally declined if funds are not available
• Payment of overdrafts is discretionary and not guaranteed

Additional details:

• Transactions may be declined or returned if not paid
• Overdraft fees may apply when items are paid (limits per day apply)

An overdraft protection solution that links a line of credit to your checking account.

How it works:

If there are insufficient funds in your account, funds are automatically advanced (minimum $50) up to your available credit limit.

Benefits:

• Helps avoid returned items and declined transactions
• Reduces the risk of overdraft fees
• View and manage your balance online
• No setup, annual, or transfer fees

Additional details:

• May be used to cover checks, ACH, and certain recurring payments
• Everyday debit card and ATM transactions are generally declined if funds are not available
• Payment of overdrafts is discretionary and not guaranteed
• Transactions may be declined or returned if not paid
• Overdraft fees may apply when items are paid (limits per day apply)

Understanding debit card transactions:

• One-time purchases are typically declined if funds are not available
• Recurring payments may still process and could result in overdrafts

Subject to credit approval. See agreement for rates and terms.