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Personal Checking Accounts

Choose the checking account that best fits your individual check needs and deposit requirements. Each account comes with the convenience of an ATM Visa Debit Card and access to a network of nation-wide surcharge-free ATMs in addition to Bank of Marin ATMs.

You have the option of free Online Banking, Bill Pay, Apple Pay™ and People Pay. We’ve also made it easy and convenient to transfer funds between any internal or external bank accounts.

View our complete range of personal checking products:

Personal Checking

Simple. Honest. Functional. This basic checking account has a low monthly fee and no hidden charges. Included with your checking account is an ATM & Visa Debit Card. This account does not earn interest.

Minimum to open: $500

To avoid monthly maintenance fee of $10 maintain any of the following balance combinations:

  • $1,000 minimum daily balance
  • $2,000 average balance
  • $15,000 average balance in any combination of deposit accounts

Personal Checking with Interest

The convenience and value of a personal checking account with the added benefit of earning interest.

Minimum to open: $500

To avoid monthly maintenance fee of $13 maintain any of the following balance combinations:

  • $2,000 minimum daily balance
  • $5,000 average balance
  • $15,000 average balance in any combination of deposit accounts

Interest Calculation and Rate: Account earns interest on all collected balances. Interest is compounded daily and credited monthly. The interest rate and annual percentage yield may change at any time. Fees could reduce earnings on the account. Please contact us regarding our Rate information.

The Club Account

This is our premium personal checking account, providing you with the most services and benefits. Included with your checking account is an ATM & Visa Debit Card.

Minimum to open: $1,000

To avoid monthly maintenance fee of $15, maintain an average balance totaling $25,000 or more in any combination of deposit accounts.

Interest Calculation and Rate: Account earns interest on all collected balances. Interest is compounded daily and credited monthly. The interest rate and annual percentage yield may change at any time. Fees could reduce earnings on the account. Please contact us regarding our Rate information.

Checking 55

Designed exclusively for those 55 years of age or older, this checking account provides great value. Included with your checking account is an ATM & Visa Debit Card.

Minimum to Open: $100

To avoid monthly maintenance fee of $8, maintain a minimum balance of $500 in this account or open and maintain a CD with a balance of $1,000 or more.

Teen Checking Account

It’s never too soon to help kids learn to manage their money effectively and this no-fee checking account can help. Exclusively for teens ages 13 through 17. Included with your checking account is an ATM & Visa Debit Card.*

Minimum to open: $10

No set up fee & no monthly maintenance fee**

If the primary account owner is a minor, an additional account owner of legal age is required.
*ATM/Visa Debit withdrawal limits may be restricted by parent or guardian (must be joint account holder).
**When account holder turns age 18, Personal Checking monthly maintenance fees, waivers and other terms apply.

Additional Services

For your convenience, many other services are available such as:

Apple Pay

Apple PayTM is a convenient new way to pay with your Bank of Marin debit card that makes reaching for your purse or wallet a thing of the past. Now you can easily check out at many of your favorite retailers with just the touch of your finger.

People Pay

People Pay is an ePayment service that allows Bank of Marin customers to send and receive money safely to and from other individuals via online or mobile banking.

Automatic Transfer

Transfer money to and from any Bank of Marin deposit account for a systematic savings plan, personal line of credit payment or any regularly scheduled program you wish to set up at Bank of Marin. Easily set up automatic transfers from Personal Online Banking.

External Transfer

Schedule one-time or recurring transfers between your accounts here and external bank accounts easily and securely through Bank of Marin Personal Online Banking. There is no fee to send or receive an external transfer using your Bank of Marin checking, savings, or money market account.

Direct Deposit

Direct deposit gives you quick access to funds and reduces the risk of fraud. Arrange to have your paycheck, pension, or Social Security deposited automatically into your account.

TouchTone Banking and Online Banking

Check account balances, transaction activity, or transfer funds between your Bank of Marin accounts with our TouchTone Banking service at 1-800-654-5111. Please contact your local branch to enroll.

Online Banking gives you the added ability to view and print checks paid, make stop payments, review statements, and pay bills. Learn more.

Automatic Withdrawals

Conveniently handle your monthly loan or credit card payments.

Safe Deposit Boxes

Make sure your valuables are safely tucked away in an affordable Bank of Marin safe deposit box. Contents not insured by FDIC. Annual fee is based on size.  Please contact a branch for pricing, availability and more information.

Bank by Mail

We supply the envelopes as an added convenience when you don’t have the time to come into the bank.