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Lending

As a leader in the local business community, we’re proud to have successfully partnered with some of the most highly respected companies in the Bay Area.

Our expert local lenders provide flexible, customized financing that looks beyond the balance sheet to really understand your business, and tailor a custom lending solution. Bank of Marin lends to all size corporations, partnerships, non-profits, and sole proprietorships in the Bay Area.

Contact us for more information.

Small Business and Commercial Lending

Business Loans

Benefit from working with a local decision-maker who will respond quickly to your individual situation and provide flexible and creative financing options.

Term Loans

Used primarily for business expansion, equipment purchase, or for permanent working capital needs. Loan terms are tailored to the needs of the business and purpose of the loan.

Commercial Real Estate Loans

For purchase or refinance of commercial property, either owner-occupied or for property being held for investment purposes. We finance mixed-use properties, offices, retail, industrial and warehouse buildings, and manufacturing facilities.

Asset Based Line of Credit

A revolving Line of Credit for short-term working capital needs secured by a company’s inventory and accounts receivable.

Lines of Credit

Revolving Lines of Credit are typically for short-term working capital cash needs, such as carry accounts receivables, purchase inventory, bridge seasonal cash flow, or to capitalize on vendor discounts.

Letters of Credit

Standby Letters of Credit for when you need to substitute the strength of the bank’s credit standing for your own. This includes Commercial Letters of Credit for domestic and international trade transactions.

For more information or to speak with a commercial loan specialist, please contact us at:

  • Marin: (415) 763-4520
  • Napa & Sonoma: (707) 265-2000
  • Oakland: (510) 748-8800
  • San Francisco: (415) 403-5580

Construction Lending

Construction Loans

Our Construction Lenders are experts in financing various types of Bay Area properties. We provide custom loans for:

  • Commercial Construction
  • Apartment and Condominium Construction

For more information or to speak with a construction loan specialist, please call (415) 884-7786 or (707) 781-2219.

Personal Lending

Bank of Marin is the right choice for you and your family. We’re your local, responsive lenders, and we’ll respond quickly to your credit needs. View our complete range of personal lending products:

Home Equity Lines of Credit

Home Equity Lines are designed for individuals with equity in their homes who need cash for any purpose, such as home improvements, tuition, or a second home. We’ll even get you a decision on your loan application within 24 hours with a completed loan application for lines up to $100,000. We also offer discounted rates for automatic payment from a Bank of Marin account and for properties with combined Loan-to-Value (LTV) of 50% or less.

For more information contact a Bank of Marin representative for details.

Tenants in Common (TIC) Loans

A pioneer in Tenants In Common (TIC) financing, Bank of Marin offers competitive rates, expertise and a quick response from the initial request through funding.

For more information visit Tenants in Common Loans.

Floating Home Loans

Bank of Marin is committed to providing attentive service for financing your floating home purchase in the San Francisco Bay Area. As a responsive, local lender offering financing for this unique home option, we offer competitive rates and terms with experienced local underwriting and management.

For more information, visit Floating Home Loans.

Personal Loans

For those times when you need ready cash:

  • Personal loans and lines of credit are offered to qualified consumers.
  • New and used auto loans are available to qualified borrowers for the purchase or refinance of a new or used vehicle.
  • New and used boat loans are available for purchasing or refinancing a new or used boat.

For more information, visit your local branch.

NMLS# 781770